While you may not like to admit it, the fact is nobody lives forever and if you happen to check out or fall critically ill and so cannot work while your family is financially dependent on you, who will pick up the tab?
Life insurance and other closely related products provide a means to protect your family financially against just such an eventuality. For less than the cost of a few cups of coffee or a couple of pints of beer per month you can have the peace of mind that your loved ones will not be left destitute if the worst happens.
At Quote Life it’s our goal to help you find both the most appropriate level of life cover and at a great price. Through our network of experienced advisers we can compare hundreds of different life insurance policies from the UK’s leading providers, advise you on the best option and arrange your cover with the minimum of fuss or hassle.
Our network of advisers have helped thousands of people find the right type of cover for their circumstances and due to the volume of policies they arrange will often have access to special deals or rates not available directly to the public.
Complete the 30 second enquiry form. It’s fully secure and your personal details will not be shared other than to provide the service.
One of the expert advisers will conduct a thorough search of the market generating a range of options suited to your particular circumstances.
You’ll receive a range of quotes from the UK’s leading insurers and advice on the best option for your particular circumstances.
Protecting your family financially is not a one size fits all process. Many things can influence the type and amount of cover which best fits your needs including your health, lifestyle and the amount of money you have available to spend on protection.
Our advisers understand this and that’s why we can compare a range of products to fit everyone’s needs including:
Decreasing and level term assurance, or as they’re more commonly referred to, life insurance provide a fixed or decreasing level of protection for a set number of years. This may be until your mortgage is paid off, your family is no longer dependent financially, or you retire.
Critical illness insurance is often taken as an add on to a term assurance policy and provides an extra level of protection in that it will pay out on diagnosis of a predefined critical illness. While more costly, not being able to work due to suffering a critical illness may be as financially crippling as the main earner in the household dying.
Mortgage protection insurance is designed pay off the insured’s mortgage if they die before it’s settled. The policies won’t make provision for living expenses. They are a cost effective way to protect mortgage debt.
Income protection insurance provides financial support if you are unable to work through accident or sickness.
As people get older their needs change. Over 50s life insurance is generally taken until the end of a person’s life and provides a lump sum payment to cover things such as funeral expenses.
Protecting your loved ones financially goes far further than what we traditionally think of as life insurance. The product types are varied and the terminology can be confusing to the inexperienced.
Using our service you can not only quickly compare the prices of hundreds of policies but our expert advisers will walk you through you whole process giving you the peace of mind that should the worst happen, your family will have the financial protection they deserve.
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